Thursday, April 30, 2009

Top Stocks Give You Endless Paychecks

In this kind of market, everyone is trying to think of ways to make some extra money. Some 'just in case' money, if you will.

Well, Capital & Crisis' Chris Mayer has found a way you can collect up to 75 extra paychecks a year - without having to take on a second job.

75 extra paychecks could make a pretty nice addition to your nest egg...or could even ensure that you retire early.

What you do with this work-free stream of wealth is up to you - but you can't let this unique opportunity pass you by. For a limited time, as a special offer to our long-time DR sufferers, you can get Capital & Crisis (and the 75 extra paychecks that come along with it) at a discounted price.

In just three simple steps, you could be eligible for 75 "work-free paychecks."

Each deposited directly into your account, automatically over the next 24 months. 

This is "get paid while you sleep" money.

You don't work for a dime.

And you don't have to stop there.

You can keep tapping this stream of passive "paycheck" income for as long as you like.

Some people who do this retire early. Others pile the money on top of what they've already socked away, speeding up the growth of their nest egg.

It doesn't matter which you decide to do.

Either way, you start getting paid.

In fact, you can arrange for your first check to arrive just weeks from today. Possibly sooner, if you act quickly on what I'm about to show you.

How you spend your windfall is up to you.

Put the money aside. Or put the extra cash toward a new car... a vacation you've always wanted to take... tech toys for your den... or save it up to buy a second home.

Use the money to help put your grandchildren through school... or go back to school yourself and study something you love... make a fat donation toward a cause you believe in... or just leave the automatic deposits untouched, while you enjoy the security of knowing they will be there when you need them.

But whatever you do, you have to start somewhere.

Which is why I'm writing you today about a very unique opportunity that most Americans have ignored until very recently. It's a chance for you and anyone you care about to tap into what could be a lifetime of endless income.

Money you earn without thinking about it.

Using the same simple secret that some of America's wealthiest families have used not just to get very rich, but also to stay rich and get even richer, no matter what's happening in the grand economy or even on Wall Street.

This is not a "hot tip" headline secret.

It's not something most Americans even think much about. Or at least not something they've thought about much until recently, now that so many other options have run out.

What I'll do for you below is give you a glimpse of the three simple steps you can take ― steps many of America's financial elite take ― to open up a flow of this endless stream of income, directed straight into your bank account.

And then there's something I'll ask you to do for me. Something that could make you even more money, on top of the steady stream of checks you could soon see landing in your mailbox.

All this could start very soon for you, with your first checks arriving on these dates...

May 5, 2009

May 15, 2009*

June 15, 2009*

June 26, 2009

June 30, 2009

* "Double Payout" dates.

How easy is it to get this started?

This may be the best part...

"[This strategy] is the hidden key... [if more people did this], you would see a nation of happy investors whistling their way toward retirement."

― Lowell Miller, 3-time author and CNN commentator

One of the best aspects of this is how easy it is to set up.

About five minutes on the phone with your broker. And that's it.

No running to your computer screen at every market blip. No taking notes or getting a ball in your throat every time the mainstream media flog amateur investors with the latest headlines.

No lying awake at night, staring at the ceiling. No anxious ticker tracking, phone dialing or running back and forth to the fax machine or your e-mail inbox.

All you do is wind up what I like to call the "paycheck portfolio" approach I reveal to you below... and let it do its thing. The checks should start arriving weeks after you take the three steps I reveal in this report.

In a recession. During a market crash. Even during a recovery.

And starting very soon.

And don't think you need a fortune to make this work. Because I can prove to you that's not the case.

How so?

I'll show you how to use this same strategy not only to collect regular work-free "paychecks"... but to quickly make the size of those checks grow over time, automatically.

But let me back up and show you how this is already working...

And for millions of Americans very much like you.

Right now, you'll find there's at least $615 billion in cash out there, just waiting to get carved up and sent out in the form of passive "paychecks."

Millions of Americans have already discovered this secret.

And they're already starting to collect...

Just this past spring, Richard M. collected two passive "paychecks" worth $3,314 each. He's collected many more just like them. And he'll collect more, on top of that, over the weeks and months ahead

Steve R. got paid $3,600 on April 9... collected another check for $4,200 less than a month later... and took another $3,481 two weeks after that. Without lifting a finger

Former chauffer Vern J. used to drive rich people around to make money. He just got a check recently for $7,700 ― money he "earned" in his sleep

Gary C. almost died on Sept. 11. Today, not only is he doing fine, but he just received an automatic passive "paycheck" worth $25,610 ― with more just like it on the way

What would you do with an extra $8,809 windfall? That's what Daniel F. got paid in the check he automatically received on June 6, 2008. He'll have gotten more just like it by the time you read this

Jeff E.'s passive "paycheck" deposits are worth an estimated $27,636 each. And he's eligible to get several of those checks sent to him automatically, each year

50-year-old Marty M. doesn't really need extra cash. But that won't stop him from banking his next passive "paycheck," for an estimated $53,331, just weeks from the day you read this letter

Ian R.'s most recent passive "payday" topped $88,719

Then there's Jeff K. His passive "paycheck" on April 8, 2008, totaled around $98,057. That's just one of many passive "paychecks" he'll collect this year.

How are they doing it? With a process much simpler than what most amateur stock traders, options players or even gold, property or other kinds of investors use...

It's true ― some of the fat-cat investors who do this have special access to this cash pool.

 

And get paid handsomely for it.

Like retiree Henry M., from Canada.

Thanks to his personal "paycheck portfolio," he's eligible to collect several of these passive "paychecks" per year ― with at least four of them worth more than $630,000 each.

But after discovering just how many rich families and well-known investors did this with their money... to successfully build wealth in all kinds of markets...

I put my own analytical skills to the test and boiled down the whole process of finding the same kinds of opportunities to just three simple steps. They're filters, really.

To help you find the safest, most reliable, yet highest-paying streams of passive income. Money you can count on to keep working for you, even if the rest of the financial world is tanking. Even if other investments look like they're stuck in the mud.

Just doing this, you'll tap into one of the most powerful passed-down wealth secrets of the richest families in America.

Yet the steps that make it possible are so simple, I'm almost embarrassed to share them:

Step One: Lock in income streams that build your wealth faster than inflation

Step Two: Focus on income streams that will grow even bigger with time

Step Three: Look for a passive income stream that won't "retire" when you do.

I've written a brand-new research report that shows you how to make each of these steps very easily. This new report is called The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets. It shows you how to apply each step quickly, allowing you to start collecting income checks within just a few weeks of reading this letter.

Once you get the ball rolling, this can start happening surprisingly fast. Hundreds of dollars each month. Thousands of dollars. Even hundreds of thousands of dollars, just piling up in your account.

As you'll see in my new report, it's up to you how involved you want to get in the beginning. You can get started with very little. And you can take this to any level you need.

Some who do this might make $1,500 � 2,000 extra per month... early on. With that amount growing by as much as $5,000... $8,000... $10,000 or even $15,000 extra. Doing what I show you in the report.

It can be an extra "safety net" for you.

It can even be a "lifestyle upgrade."

As you'll see, your copy of The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets leaves the decision up to you.

Even better than just the steps, however, are the six specific "paycheck portfolio" opportunities I lay out for you in the report. See, not all income-cranking moves are created equal.

The six I show you in The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets represent months of research to help you find the best possible moves you can make right now to increase your steady flow of passive monthly income... with the least amount of risk.

You'll read about each of these moves. Then I'll show you in the report exactly how to turn each of them into "paycheck" paying plays... that will feed directly into your account in the weeks and months ahead.

It's that simple.

Here's a glimpse of what you'll find inside...

Here's a great example...

Since 1997, this first move has quietly doled out $838.4 million to people just like you and me, in the form of these passive direct-to-cash "paychecks" I'm telling you about.

Why would it do that?

See, here's what's happening.

These handsome payouts get doled out regularly by companies loaded with "extra" cash.

I know, in these days of soaring debts and wild spending, the idea of having too much cash to spend might strike some people as strange.

But if you knew more about markets, you'd already know that there are a few great reasons for companies to share cash directly with individual investors.

First of all, the checks we're talking about are shared with only these cash-paying companies' shareholders. And who usually owns the most shares of all in any given company?

The board members and insiders.

Doling out cash incentives to shareholders is a great way for them to take extra cash flow out of the business at a lower tax rate. When they get salaries or bonuses, that money gets taxed as income.

But not these passive "paycheck" payouts.

Of course, you get the same lower tax benefits on these payouts, too.

Another reason cash-heavy companies love to share cash with shareholders is that it's a great way to reward loyal stock buyers and keep the shares stable, or even rising, during rough markets.

It's that simple. The companies that can afford to give away the cash do better by doling out cash to you than by lending the cash or spending it themselves.

And that's exactly what this first "paycheck" payer I've found for you loves to do. Especially now that it's piling up cash in one of my favorite hard-asset, inflation-beating industries... timber.

That's right. Wood.

Here's the thing. Timber stocks tumbled as housing construction slowed. But Asian timber demand has remained massive... which is a fact many hair-trigger market amateurs have completely overlooked.

Meanwhile, because of the nature of the business, this company also works something like a REIT ― the real estate trusts that get taxed at a minimal corporate level ― maximizing even more cash to dole out to you, as a shareholder on the company "payroll."

But with this specific move, here's the best part...

When timber demand is high, the cash rolls in.

And indeed, this company just had a knockout year.

But even when demand slacks off ― unlike with most other businesses ― the timber assets just get more valuable. Even sitting still, they can grow in value as a company asset by as much as 10% per year.

Can you imagine if your house... your bank account... the value of your car or any stocks you might own... could all automatically grow 10% more valuable, year after year?

This, plus the continuing surge in Asian demand, leaves this company flush with piles of cash to divide up among shareholders, in the form of personal checks, sent to you directly in the mail.

Act before this company's next deadline and you could be one of the lucky few collecting checks from this company throughout the year.

Here's something else...

This is one of a few companies doing this that loves to fatten up "paychecks" even more when the money is really flowing. For instance, that's what the board of directors of this company did in October last year.

After having a banner month, they got together and decided to double that month's payout.

Could you double your "paycheck" payout this time around, too?

There's always that possibility, provided you take the steps I show you before the coming deadline on this first opportunity.

Read The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets for full details

Here's another one...

Make this second move and collect a fat "paycheck" payout worth an automatic 12.4% annual return on anything you put into the play. You'll get checks for this second move sent out to you, payable as cash, on the 15th of every month.

Why so much?

There are other income-paying plays out there that offer much more. But they're dangerously risky. There are others out there that are clearly safe, but pay radically less.

Where does a high-paying play like this fall?

Right in the middle, with a nice juicy monthly payout... but surprisingly low on the side of risk. How so? Because it's narrowly focused on another of the most reliable long-term trends on Wall Street ― the soaring supply-and-demand cycle of energy.

See, this second move is a simple energy trust.

I'm sure you've heard something about these.

They're pools of cash created by well-heeled investors for the sole purpose of finding and controlling fat deals on oil and gas properties. Usually in Canada.

And that's exactly what this second move does, too.

It owns a string of rich drilling sites across the oil-rich Alberta Basin.

But here's why it has a double edge over other energy trusts...

First, it has a unique investment in extracting, producing, storing, marketing and shipping what's called "LNG" ― liquid natural gas. Usually, the LNG market has its biggest demand in the winter. But this company has just lined up to service a lasting surge of big LNG trade with Asia.

The deals this company has in place already stretch into 2009 and beyond.

What's more, this company gives you a second advantage: longevity. Remember, we said one of the key steps to a solid "paycheck portfolio" is making sure it keeps on paying long after you retire. And this one ― unlike many other energy trusts ― looks as if it will.

Every year, its cash pile keeps getting bigger. From $128 million in 2003 to $468 million in 2007... with an even bigger pool on target for the end of this year... and no plans to stop shelling out payouts to shareholders over the years ahead, even with much talked-about changes coming in Canadian tax laws (which don't apply to investors outside Canada at all, naturally).

Send for my new research report, The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets.

You'll read all about this second "paycheck" paying move and how to start getting paid regularly by this opportunity, on the 15th of every month.

Use a move like this to sleep better. Use it to "upgrade" your way of life. Or use it just so you can make sure you don't ever have to worry about running out of money in retirement.

And here's a third way you can make this "paycheck portfolio" strategy work for you...

I love this third "paycheck" producing move.

And you're going to love it, too.

For one thing, it may be one of the world's most reliable ways to get paid for just holding shares in a company, big or small. See, this third "paycheck" paying company has stuck around since 1977... and it's made a profit every single year.

Even some of America's biggest and "best" companies can't make that same claim.

Something more: This third "paycheck" paying outfit is family owned.

The family controls 44% of the shares.

Does the family put its money to good use?

Since 2002 alone, it's handed out over $230 million in shareholder "paychecks." You can easily qualify to collect a share. In fact, I believe it's getting ready to hand out more than it usually does.

How so?

First, let me name the "mystery" opportunity I'm talking about.

You'll find this company operating in the one "silent" industry that drives almost everything you know about the world economy. An industry that moves over two billion tons of oil per year... along with most of the world's wheat, rice and grain... steel... iron ore... coal... cars... flat-screen TVs... raw minerals... soybeans... you name it.

I'm talking about shipping.

A good shipping company can take in as much as $40,000 per day on each ship it has in the water. And this "paycheck" paying shipper I name in my report has 42 working ships in its fleet.

That already makes it one of the world's most dominant players.

And like most other shippers, it's loaded with extra cash. And itching to dole that out to its shareholders. But here's an extra edge that makes this one cash-paying company that I'll name even more attractive than all the rest...

See, for all international shippers, there's an international mandate coming that's about to change everything. After too many spills, too many accidents and too many close calls... by April 2010, every shipper must have double-hulled tankers.

No exceptions.

As you can imagine, that means huge expenses for hundreds of shipping companies. But unlike many of its competitors, this company already has double hulls on all of its ships. What's more, its entire fleet is about half as old as the other ships running the trade routes.

What does that mean for you?

As that 2010 deadline gets close, business ― and cash flow ― for this company should skyrocket.

That means a lot more cash to dole out to you, in the form of "paycheck" payouts.

In fact, this third company just had a record jump in profits. Plus, it's got another six ships joining its fleet over the next 18 months. With each ship taking in about $15 million in shipping fees every two years.

You'll find this move, along with the first two, detailed in full in The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets.

I'll tell you how to get your copy in just a second.

But before I do, I should introduce myself...

My name is Chris Mayer.

Maybe you've heard of me.

I show up every now and then on financial shows like Fox's Bulls & Bears... Forbes on Fox... and the CNBC financial reports.

I've also written a popular book, Invest Like a Dealmaker: Secrets From a Former Banking Insider. I say this not to brag, but just to show you just how seriously I take everything we've talked about so far.

 

See, I'm not your average analyst.

And I'm not a broker. Frankly, I don't care for Wall Street.

I'm a banker. And something of a market "geek."

I've loved studying finance and commerce for as long as I can remember.

Even before I hit 30, for instance, I was vice president of one of America's oldest and prestigious lenders, Provident Bank. I read essays written by Austrian economists during breakfast.

How big a difference is that from what you might expect, say, from a broker who cut his teeth on Wall Street? We couldn't be more different. For one thing, your average Manhattan market jockey rarely has his own neck on the line.

He's trading "other people's money."

Not the same for me. One of the things I did for the bank, for instance, was manage a portfolio of about $200 million of the bank's own money... while making the final call on multimillion-dollar lending deals for companies worth $400 million or more.

I didn't have the luxury ― or desire ― to gamble with the bank's money the way some brokers do with private investors accounts. Banks take protecting their own cash pile seriously.

Whereas your broker might glance at a shareholder brief before calling clients on the phone, I had to get under the skin of a company to do my evaluations... burrowing deep into the numbers... digging out hidden liabilities... beyond price-to-earnings ratios and the other standard smoke-and-mirrors myths Wall Street brokers love to swear by.

I learned quickly that to really know where your money is going, and to get a return on that money, you have to do a full exploratory exam of a company's books so thorough it would embarrass even an IRS auditor.

I use exactly those same techniques now when looking for investment opportunities. Just like the ones we've already talked about. And just like the rest of the six opportunities I name for you in the copy of The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets I'd like to send.

For instance, here's another one...

What's the safest thing you can own during rough markets?

You want to sock your money safely away in the things people can't do without.

Bridges, roads, airports, food, water, power... infrastructure.

For instance, you might never give a second thought to the miles of power lines that feed electricity into our cities. But no matter how bad the economy gets, we need them.

And this next company I'll show you dominates that market.

Not just here in the U.S. It controls over 5,000 miles of transmission lines in Chile. Plus another 1,300 miles of lines in Brazil. And 340 miles in Canada. All told, more than $494.4 million worth.

It's also got 634,000 acres of Vancouver timberland. And another 588,000 acres of timber in Oregon and Washington. That's built-in protection against soaring inflation. That's a lot of security, in a time when most Americans could really use some.

What's more, because this stock has such a well-spread stake outside the U.S., it's less than 30% correlated to the Dow. That means this company can still thrive, even when the U.S. markets are tanking.

You can see how this adds up when you roll each of these moves together.

One "paycheck" after another, feeding directly into your accounts.

Here's one more...

From March 2000 to the end of June 2008, this next company ― which you'll find right along with the others, when you let me send you a copy of my report, The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets ― grew every shareholder dollar by close to 280%.

That's good already.

Here's why I expect it to get even better...

See, some of the best and most reliable "paycheck" payers you can own are companies that run pipelines. Especially when energy demand is high. And rising. Why?

Because owning a pipeline is like owning a highway. You get to collect a "toll" from other power companies for every cubic feet of energy that courses through your network.

And this company owns over 565 miles of energy pipelines running from Oklahoma to Missouri. Plus another 7,900 miles of gas pipelines running from gas fields to power utilities.

Here's the best part...

Imagine if you could slash the taxes on the income you collect.

Even better, imagine if you could legally get away from not paying income taxes at all.

That's exactly what this company I'll name for you gets to do. How so? It's part of the clever way it's set up its partnership, allowing it to snap up assets and shelter them under a kind of tax-proof umbrella.

I can give you the full details inside your copy of The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets.

What it adds up to is that none of the partners on the inside have to pay income taxes on the money they pull out of this pipeline company, either.

And neither do you, until you sell off your stake in the "partnership."

The only catch? You file an extra form at tax time. That's it.

Of course, I will explain to you exactly how this works in the report. But it can add up to a lot of extra money for you. Just because of the unique way this next "paycheck" payer set up its business.

How big is your share of the payout? Better than 10%, paid automatically on every dollar you put in. And that's something you can count on, too. How so?

Not only has the partnership beaten the minimum it's supposed to pay for the last 23 quarters straight... it's also raised that amount for the last seven quarters in a row.

Of course, you can read all the details in The Ultimate Paycheck Portfolio:Double-Digit Yields... Even in Flat Markets.

But remember...

With every one of these moves, you'll need to act quickly...

Over the next eight quarters, we're looking at as many as 75 "paychecks" doled out by the companies you'll find named in your copy of The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets.

The next "paycheck" payout date you could be eligible for is May 5, 2009.

Act in time and qualify. Or wait and miss out.

Why miss the opportunity when you don't have to?

Personally, I'd hate to see that happen.

So I'll tell you what I'm going to do.

Just to help you decide to act on this quickly...

Earlier, I told you about the $200 million I managed during my tenure as a bank vice president and commercial lending analyst. I'm proud to say the bank never lost a single nickel on any of the multimillion-dollar lending deals I helped write.

I take pride in that record.

Just as I take pride in a whole new kind of record I've started piling up. With a whole new string of winning recommendations I'd like to start sending you, with your permission.

See, even back in my days at the bank, it wasn't long before I realized all the deep analysis I did there... analysis that piled up fortunes for the bankers... could work just as well helping private individuals grow their fortunes, too.

So ultimately, I decided to walk away from my banking career to break out on my own.

That's when I launched an elite analysis service I call Capital & Crisis. At the start, I meant it only for top industry players. And including about 150 of the sharpest minds on Wall Street, they lined up to get it.

I could have stopped there, but something even more monumental happened.

I met the head an international market research service... with over 119,000 paid-up members... who had an estimated combined net worth of over $14.7 billion.

And a whole new chapter of my story began.

Addison Wiggin, the head of the internationally renowned Agora Financial research team, begged me to bring Capital & Crisis into its inner circle of quality services.

Quickly, my "insiders" newsletter exploded to include over 24,000 readers. And you can bet I'm even more proud now of what we've been able to do together, with a whole new stable of international research resources at my fingertips.

My network of top-level contacts has exploded. I've taken my readers to opportunities deep in unexplored pockets of the market... across America... and overseas, even to China.

And we've managed to cram our pipeline with one solid, safe gain after another. Not just of the kind we've talked about here today. But with diverse winners like...

Leucadia National 109%
Brookfield Asset Management 115%
CNX Gas Corp. 44%
ABX Air 38%
Walter Industries 44%
AVX Corp. 12.4%
Ameriprise Financial 77%
Grupo Aeroportuario del Sureste SA 100.3%
Agrium 232%
Plum Creek Timber 28%
Goldkist 39%
Arch Capital Group 45%
Presidential Life Corp. 65%
Rosetta Resources 11.2%

Intrawest Corp. 72%
Orient-Express Hotels 109%
Companhia Paranaense 121%
Imperial Sugar Co. 145%
Catellus Development Corp. 24%
FEMSA 29%
Chiquita Brands Intl. 52%
Bandag 18.3%
Industrias Bachoco 19.75%
Questar 113%
San Juan Basin Royalty Trust 144%
Guitar Center 151%
Sovran Self Storage 155%
Popular Inc. 165%

We're not doing this in fits and starts.

My strategy lets us see gains more consistently.

 

I'm telling you this because I'd like you to share in this success.

I'd like to start sending you Capital & Crisis.

At no charge, for up to a full year. Free.

Why? Because I want more people like you among my subscribers.

They're not gamblers with their money.

We're not banking their futures on the next highflier.

Instead, my readers and I would rather lock in smart gains safely. Without sacrificing performance, but without taking risks we don't need to take, either.

I see lots of other services that don't bother with that approach. And I wish them and their readers all the luck in the world. But to be perfectly honest, there are very few companies strong enough to make it into my model portfolio.

And I sincerely believe you're the kind of person who will appreciate that. Just as so many of my other readers do. They write me to say as much. Take a look at some of the things they've said...

"The Best Newsletter I've Found So Far"
"I just want to say that I have subscribed to quite a few investment newsletters before, and this is the best one that I have found so far. You have turned me from a trader into an investor with your investment insights. I would just like to thank you for this newsletter. Keep up the good work."
― R.D.

"Chris Has Grown My Investment by Fivefold in a Month"
"You recommended a short sale of Japanese bonds through Chris Foster at Friedberg Mercantile in Toronto. I followed your recommendation, and through careful and constant attention, my small $5,000 investment has grown by over fivefold in a month... I enjoy and look forward to your monthly communiqués. Keep up the good work!"
― J. Redmond

"I Will Be a Long-Term Subscriber"
"I just subscribed to Capital & Crisis this month. I've been reading through the back issues of your newsletter, and I just wanted to tell you how impressed I am with your writing style and content (and your track record too, of course). Reading through the archives is like getting a university-level education on sound investing principles. I am very much impressed with your letter and think it is very likely I will be a long-term subscriber."
― L. Prokop

"I Wish I Had Been Reading Such Thoughtful Analysis 24 Years Ago"
"After spending 24 years in the investment business (and building assets under management to $350 million), your insights are probably the best I have seen. Your study of the great money managers, past and present, and your ability to succinctly distill, explain and relate their philosophies to your specific recommendations is a true talent. I only wish I had been reading such thoughtful analysis 24 years ago."
― S. Ostlund

"It's Probably the Smartest Letter I've Ever Seen"
"I'm quite a new subscriber, but I must say that I really love it. It's probably the smartest letter I've ever seen, and believe me, I've seen a lot of them in more than 10 years. Congratulations for the good job."
― M. Dejolier

What I'm saying is simply this.

I believe we share the same ideals.

And that's more than enough reason for me to have you on board with the rest of us. See, Capital & Crisis is not just a newsletter to me; it is a reflection of my ability to provide successful investment recommendations to my readers on a consistent and reliable basis.

I take pride in the opportunity to bring big returns to readers who believe in my work.

And I'd love an opportunity share that work with you, too.

It's really that simple.

The undiscovered bargains... the rock-solid "lifetime stock" performers... the shockingly safe big growth opportunities... heavy-hitting income producers... you'll find them all in one issue and update after another.

And as I said, I'd like you to have all that free of charge for up to a full year.

Why Give It Away Free?

Think of it as a backstage pass... that lasts all year.

And doesn't cost you a penny.

That includes an issue every month, packed with my best new research and all my latest recommendations. Along with research updates every single week. And around-the-clock access to the private members-only Capital & Crisis Web site.

Normally, that would cost you the published price for Capital & Crisis, which is $159 per year.

But with this special invitation, your cost to sign up is $0.

For up to 12 months.

Is there a catch? Absolutely.

But it's one I'm sure you'll also appreciate...

My publisher hates it when I give stuff away for nothing.

So I had to make him a deal.

To get your full year of Capital & Crisis as a gift, all you have to do is send for the brand-new report we talked about, The Ultimate Paycheck Portfolio: Double-Digit Yields... Even in Flat Markets.

Inside this report, you find out how to become immediately eligible for up to 75 extra income "paychecks"... that could start arriving in your mailbox weeks from today, and continue uninterrupted for the next 24 months. Or longer, if you decide that's what you'd like them to do.

In return for this... plus the extra gift of the monthly Capital & Crisis issues, the weekly updates and 24/7 access to the private members-only Capital & Crisis Web site... you pay just $49.

That's it. For everything.

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But I want your trial experience with the rest of the research I've promised you to feel just as effortless, too. That's why I insist on making you this unconditional guarantee...

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Which is that, so far, my research service Capital & Crisis has one of the highest "renewal" rates in the newsletter industry. That means my readers like what they see enough to sign up again and again ― year after year ― at a higher rate than you'll find with just about any other service you'll come across.

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Voodoo Economics Hit Top Stocks Market

Finally...we're back in London. We left at the beginning of April...went to San Diego and Los Angeles...then to Buenos Aires and Salta...then to Paris for a few days.. and now we're back. London is cold and rainy...just like we left it. Not exactly home...but it will do.

But what's this?

The City seems to be winding down. All those hot shots in the financial sector aren't so hot any more. In the space of just ten years, the percentage of GDP generated by the financial sector almost doubled - from 5.5% in 1996 to 10.8% a decade later. But now the whole sector is shrinking...along with bonuses...payrolls...and expense accounts.

And since Britain counted so heavily on the financial high fliers and their money...the whole country seems to have gone into a funk.

Tax revenues are collapsing. Deficits are soaring. The U.K.'s national budget deficit is already at 12%...about even with the United States. But if current trends continue, she'll soon have the largest deficit in the developed world.

But here comes the bad news. Your editor didn't mind when investor and speculators lost trillions. He barely noticed when the U.S. government practically nationalized the largest banks, insurance and automobile companies. He hardly blinked when $13 trillion of the nation's treasure was committed to a foolhardy effort to combat capitalism. But now they are going too far.

In an effort to raise money, the British government is raising your editor's taxes! Yes...your poor editor pays taxes in several countries. And now the Brits are raising their rates to levels that rival those of the highest tax jurisdictions in the world - Sweden, Norway and the Netherlands.

The trouble with this strategy is that your editor just bought a pair of Argentine boots. And these boots are made for walking. If these news taxes pinch too hard he - and thousands of other people working, vaguely, in the financial sector - is likely to walk right out of here.

But to where? Ah...there's the rub. All over the world, governments are desperate to get out of the mess they've gotten themselves in. Argentina and Ireland just got handouts from the IMF. Other countries are getting in line. Having spent far too much in the past, they now spend more - hoping that spending will miraculously bring about economic growth. We say "miraculously" because there is no other way to explain it. When economic growth results from saving, investing and hard work you can describe it in terms of 'cause and effect.' But if you ever get economic growth simply by spending money, you can only refer to it as an act of God...or the devil. Black magic, maybe. Voodoo economics.

Hardly a day goes by without some abracadabra or hocus pocus announcement. The feds bail out the banks on Monday. On Tuesday, they take over the auto industry. By Wednesday, they're passing out money on Wall Street. If any of these tactics result in greater wealth or more output - it will be a miracle.

One question that has so far been avoided by practically all the commentators and well-wishers is this: where's the money come from? In the popular mind, if you can call it that, the government's pockets are infinitely deep. Reach down far enough and you will pull up whatever resources you need. But the fact of the matter is a bit different. In time of war, a government can marshal the resources of an entire nation. People believe they must buy war bonds, collect old metal, use rationing coupons, forego salary increases, pay higher taxes, and sign up for the Home Guard. Every back bends to the job; better that than bending to the lash, people say to themselves.

But the war against capitalism is not getting the same level of popular support. People are not buying "war bonds" so the feds can bail out Wall Street or the City. They're not likely to eat margarine so the bankers can slather real butter on both sides of their bread. And they're not willing to spend less just so the government can spend more.

So instead of asking the whole population to suffer, the feds - both in Britain and back at home in America - have chosen an easy target...the rich!

In the public mind, 'rich' and 'banker' are inseparable. Like 'corrupt' and 'politician.' What's more, the rich were at the scene of the crime when the financial crisis began. The rich were caught red-handed. It doesn't matter if the 'rich' man earned his money from doing heart operations or selling vegetables. Every rich person is presumed guilty of the crime of the century. "Tax them!" screams the mob. Tax them! Tax them! Eat them.

And so, it will come to pass that 'the rich' are taxed. The money will be taken from them and given to...well...the rich. But these will be different rich people - bondholders...bankers...insiders...hustlers and anglers.

This is why we've been urging you, dear reader, to build your own 'personal bailout' - it's doable. All the resources you need to get started are here.

Now, we turn to Addison, who is busy deciphering the GDP numbers:

"Well, 'less awful' it is: The Commerce Department says first-quarter GDP dropped an annualized 6.1%," writes Addison in today's issue of The 5 Min. Forecast.

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"That's a tough number. Wonks, quants and analysts on Wall Street expected an annualized 4.6% decline. But the 'official' number is still a minuscule improvement over the 6.3% rate for the fourth quarter of last year.

"But lest you should strive to breathe easy, put the two quarters together and you have the weakest six months in the U.S economy since 1957-58. One more quarter of contraction and we'll officially have the longest recession since the Great Depression.

"One caveat: Commerce issues three estimates of quarterly GDP growth, and this is just the first. Expect revisions.

"The GDP numbers form an interesting backdrop for today's meeting of the Federal Reserve's Open Market Committee. The Fed's "deflation boogeyman" is retreating, for one. Personal consumption grew 2.2% in the first quarter... much better than the 4.9% decline in the previous quarter.

"So what will the Fed do? Predictions in mainstream financial media run all over the map. One says the Fed will hold off on any more purchases of Treasuries and mortgage securities as long as 'green shoots' (like the housing and consumer confidence numbers yesterday) keep showing up in the economic data.

"Another speculates some sort of loose-money measures are in the offing to fight the economic effects of the swine flu outbreak.

"We're not going to venture a guess. We'll only remind you that in the Fed's fantasy world, interest rates right now would be at minus 5%. And go from there."

Each weekday, Addison brings readers The 5 Min Forecast, an executive series e-letter that provides a quick and dirty analysis of daily economic and financial developments - in five minutes or less.

The 5 is free to subscribers of our paid publications, including the newly revamped Richebächer Letter. Dr. Kurt Richebächer could often be found in the pages of the DR, or his newsletter, The Richebächer Letter, calling for the demise of the dollar...along with the collapse of the housing market and the end of the over-extended American consumer, as far back as 2000.

Many of you felt the void left by Dr. Kurt Richebächer when he passed away in 2007, so in his honor we've formed a brand new 'wealth protection' society. Join this elite group of investors by clicking here.

And back to Bill with more thoughts:

The Dow fell 8 points yesterday. Oil slipped below $50. Gold slipped too - below $900.

What gives? As far as we can tell, the rally that began in March continues.

While it might peter out any day, we continue to believe that this market intends bloody mayhem...and that it won't stop until it has killed both the bulls and the bears.

The bulls will be killed in the classic way. A strong rally on Wall Street...or a series of minor ones... will lead them to believe that "the worst is over." They'll get back into top stocks after a 20% or 30% advance - hoping to recover what they lost last year.

Then, the stock market will make a new dramatic move to the downside. This will probably happen several times...each time leaving bullish investors with more losses. Finally, the bulls will give up. They will sell hot stocks...driving prices down and dividend yields up. By the time the bottom is reached, former investors will neither know nor care. P/Es will be scarcely more than 5. Dividend yields will rise above 5%. The Dow will sink to 3,000 - 5,000.

Then, it will be the bears' turn. When stock prices go down, they'll sit smugly with their cash, Treasuries and gold. But gold will not resist the deflationary whirlpool. It could get sucked down violently...or might just float down gently, remaining low for a long time. Either way, the gold bulls will give up. Only the gold bugs will hold on. Cash and Treasuries, meanwhile, will look smart - for a while. Then, suddenly, they will look like the stupidest investment on the planet. In a matter of days...maybe weeks...the dollar could lose half or more of its value. Savers will suffer staggering losses.

No, dear reader, the months ahead will be a challenge. The world economy is telling a story no one has ever read before. Every day we turn the page just to see what happens. We have no idea how the story might develop. It's all guesswork.

Still, when the final chapter is read out...the moral of the story will probably be familiar to us. It always is.

China has increased their gold holdings 75% in the last six years. They recently announced that the gold holdings have been transferred from the State Administration of Foreign Exchange (SAFE) books to the People's Bank of China. PBOC. Our intrepid correspondent, Byron King explains what this really means:

"China is monetizing its gold!

"This SAFE-to-PBOC transfer marks a profound decision by Chinese government leaders. Obviously, the Chinese government has bought gold over the past six years. But in keeping with a nation where youngsters get their Sun Tzu with their mother's milk, the Chinese went through an internal debate over whether to add the gold holdings to the official Chinese monetary reserves. That is, if the gold was not "monetary," then it was just another nonmonetary investment commodity like iron ore or copper or petroleum.

"But now, with the announcement by the Chinese Central Bank, it appears that the debate is resolved. The gold has been added to Chinese monetary reserves.

"This action by China is part and parcel of an under-the-radar global effort to rehabilitate gold as a monetary reserve asset. Gold has not been a factor in global trade and currency exchange since the late 1960s. But there's a powerful movement afoot in the world to reestablish gold as part of an international monetary system. It's because the U.S. dollar has been so badly mismanaged over the decades. No, you won't read about it in your local newspaper, or even in the standard, mainstream business media. But that movement is out there. It's happening.

"So now the Chinese are primed to begin using gold as a monetary asset. What's the practical impact? I expect to see central banks worldwide start to add gold to their monetary reserves. The floodgates are opening. The PBOC and other central banks from here to Timbuktu are going to become net purchasers of gold in the years ahead. In the future, only central bank suckers and losers will be net sellers of gold. (Take note, IMF.)

"And people who own physical gold, as well as shares in well-managed mining companies, will benefit greatly. Need I say more?"

For ideas of how to integrate gold with your portfolio.

We'll have more from Byron in today's guest essay, below.

The plane coming back from Buenos Aires wasn't full. Air traffic is down 11% from a year earlier.

And this was before people began worrying about swine flu.

Today, commentators are fretting about how a serious epidemic would affect the "recovery." They needn't worry. First, because there is no genuine recovery to worry about. Second, because if a serious epidemic were to hit the world, economic growth would be the least of our problems.

Buffett’s Surprising Philosophy on Portfolio Diversification

Working for StreetAuthority, I do a lot of different things.
 
In the course of a day, I may be writing an article...editing a newsletter...discussing potential picks with our staff...researching the next investing hotspot...even working with a development team on our new StreetAuthority web site (shhh...it's still a secret!).
 
And with so much going on, I actually find myself a little frazzled as the day goes on.
 
To combat this, I've started work about an hour earlier than the rest of the staff. I don't do this to show off, but found I can do more in that one hour (when I could simply focus on one task without distraction) than I could in two hours when the rest of the staff has the office buzzing.
 
Turning off the background noise allowed me to simplify things ― and get better results.
 
What does this have to do with investing? A ton.

Why Diversification Is Like Drinking from a Fire Hose

Sometimes the investing waters are as clear as mud to retail investors. After all, there are literally thousands of potential plays out there.
 
You could try to play a rebound in the automakers. You could day-trade the banks, profiting from their roller-coaster moves. You could stick with index funds and ride out the storm. You could even try to find companies that are simply undervalued and will rebound once this crisis passes.
 
But the problem is that there are too many options ― it's like trying to drink from a fire hose. Too many choices make it hard to nail down the one investment that will make your portfolio a winner.
 
Instead, like I do every morning by getting an early start, I think successful investors need to turn off the distractions and focus their attention to a small group of the best ideas... drink from a glass, instead of a fire hose.
 
By shrinking your portfolio, you'll find:
 
It's easier to stay on top of your investments ― If you have a portfolio of 50 top stocks, how well can you pay attention to each one? Even if you read up on each one just an hour each week, you'd have a full-time job (plus 10 hours of overtime) just to give each its due.
 
And with this market, it's more important than ever to watch your holdings. Instead, a portfolio of just 10-12 of your best picks would need significantly less time to track each week and you'll likely sleep better at night knowing you've done your homework.

 
Better Portfolio Performance ― Which do you think would average higher on a test: An entire class full of students, or a handful of the smartest students as picked by the teacher?
 
The answer is obvious...and it's the same with your portfolio.
 
Look through your holdings. If you have upwards of 30, 40, even 50 holdings or more, I bet you'll find some that you think are simply "OK." Hell, I'd be surprised if you don't have some you don't even like but simply haven't sold yet.
 
Instead, what if you culled down your portfolio to just your favorite picks? Wouldn't your portfolio be in a lot better shape going forward? You'd have the cream of the crop, instead of the entire field. Remember, it's hard to outperform the market if your portfolio is the market.
 
That you're not alone in trimming down your portfolio ― Warren Buffett's Berkshire Hathaway holds just 41 positions. That's a lot for an individual investor, but for a company with billions at its disposal, it's surprisingly few. On top of that, over the past 25 years, Berkshire's top five holdings have made up an average of 73% of its portfolio.
 
Buffett is simply a proponent for positioning a portfolio to take advantage of the best picks. He's even gone as far as saying:

"If it's your game, diversification doesn't make sense. It's crazy to put money into your 20th choice rather than your 1st choice. It's the 'LeBron James' analogy. If you have LeBron James on your team, don't take him out of the game just to make room for someone else. If you have a harem of 40 women, you never really get to know any of them well." 

If the world's greatest investor is following this tact, shouldn't other investors?

That's Why We've Launched StreetAuthority's Stock Market of the Month

This sort of thinking is why we've recently launched our latest newsletter ― StreetAuthority's Stock of the Month ― with a "Keep it Simple" approach in mind.
 
It is as simple as investing gets ― just one pick per month.
 
I have to say, I was more than honored when Lou Betancourt, our publisher, tapped me to write this letter. It's an investing style that I find very appealing...and it follows right along with how I've been looking at the market for awhile now.

I'm not investing in "the stock market," but in individual companies. You don't have to worry about oil prices, interest rates, the dollar, or what the Fed is up to ― because every "bad" economic development actually helps some investment or other.
 
The recession has been a bonanza for for-profit education companies as tens of thousands of laid-off job hunters sign up for retraining. In the past year the best stock of Apollo Group (NASDAQ: APOL) has jumped +34%... ITT Educational (NYSE: EDI) is up +88%.
 
Companies that cater to tougher economic times are doing well, too. Ross Stores (NASDAQ: ROST) is up +21% over the past year... Family Dollar (NYSE: FDI) is up +73% ... and Dollar Tree (NASDAQ: DLTR) is up +47%.

If you are simply investing with broad index funds, then you've missed these opportunities. But that doesn't mean you have to forever. Follow this link to learn how you can join me and this simple approach for less than $60. But act quickly, this introductory offer won't last much longer. 
 
Good Investing!

What Happens When the Money Runs Out?

In the markets, all the really interesting action is happening behind the scenes. On the surface, things appeared to get better on Friday. In the U.S., Ford told investors that it lost $1.4 billion in the first quarter. Apparently this was less than analysts expected. The Dow closed up 1.48% and climbed back over 8,000.

What a battler that Dow is. It's got nothing on the S&P 500 though. The S&P is up 28% in the last thirty-three trading days. It hasn't done anything like that since the 1930s. However the index did close down for the week. That broke a six-week run of gains.

One more note about that. Four-week winning streaks of ten percent are more are generally followed by much smaller gains or losses over the next four weeks, according to the analysts at Bespoke Investment Group. Their research shows that in the four weeks following a four-week rally of 10% or more on the S&P, the index followed up with average gains of 1.87%.

How about one more note about that. There were two four-week rallies of more than twenty percent, according to the same research. The S&P 500 surged 54.2% in just four weeks by early August of 1932. Over the next four weeks in went up another 30%. Then, in April of 1933, the index provided an encore to one four-week surge of 33.8% with another surge of 19.2%.

So there you go. What we do we make of all that? Well, it shows you that even in the middle of the Great Depression, the market was capable of staging mammoth rallies that would tempt investors back in. No doubt those were extremely tradable rallies. But they were followed by lower lows once the forces of economic and earnings reality reasserted themselves on the collective mind of the market.

This time will be different because it's always different. But if you're wondering if the stock market is flashing a recovery sign for the economy, you might want to take a look at insider selling. The insiders are selling this rally, according to Data by Maryland-based Washington Service. That outfit says the during the S&P's 28% climb from twelve-year lows on March 9th, CEOs, directors, and senior officers of U.S. corporations sold 8.3 times more best stock than they bought.

Not that there won't be others. But behind the scenes, other things are happening which are going to drag on top stocks.

One of those things is that many of the world's sovereign governments are in the process of going broke. Spain, Ireland, Greece, and Portugal have all had their sovereign credit ratings downgraded by the ratings agencies. These countries face different challenges like burst property bubbles, declining government tax revenues, and banking sectors hobbled by massive bad loans. But what they have in common is that their respective governments have responded to the crisis by ramping up borrowing to credit-rating ruinous levels.

The scale of global borrowing plans is pretty breathtaking. And what you begin to wonder is a simple question: where is all the money going to come from? Or, to quote David Gray in "Nightblindness", "What we gonna do when the money runs out?"

For example, the UK's Debt Management office, which issues bonds on behalf of the British government, says that British bond sales between now and 2013 will exceed £696 billion. The Guardian reports that it will be more like £815 billion, according to figures from Deutsche Bank.

Do you think private investors are super excited to loan the British government money when the British economy is expected to contract by 3.5% this year? Under the budget revealed last week by Chancellor of the Exchequer Alistair Darling, the UK will borrow £175 billion this year alone, or about 12.5% of British GDP. Over the next five years, public sector debt would rise to 76% of British GDP from its current level of 46%.

Gee. That is a lot of borrowing. Britain is a country drowning in debt. Adding more millstones around its neck would not seem to improve its chances of paying that debt down. You could pay it down by, say, generating national income from exports.

S&P's ratings agency keeps track of the sovereign debt to income ratio. If a country exports a lot of finished goods or raw materials, the government benefits from tax and royalty revenues. These monies are used to service the sovereign debt.

But if you're not generating large export revenues, then you find a big gaping hole in your budget where royalty and tax revenue should be. Maybe that's one reason Britain's new budget raises tax rates on high- income earnings from 40-50%. What you gonna do when the money runs out?

If Britain's government thinks it can make up for disastrous public finances by raising taxes, it's probably making another in a long line of stupid mistakes. The high-income earners who would face the big tax increase are exactly the same people getting fired from their jobs in the City. This shows, once again, that building an entire national economy around high finance puts you in all sorts of trouble.

But wait. Maybe the high-saving nations of the world will bridge the gap between British expectations and financial reality. We wouldn't count on it though. Remember the big hoopla from the G20 meeting in London when it was announced that the International Monetary Fund's funding would be tripled to $750 billion?

That funding is desperately needed. The IMF itself reckons it will have to dole out some $187 billion in new loans to national governments just to ride the current phase of the global financial crisis. But a key piece of information was left missing in London. How would the IMF be funded?

The G20 finance ministers met in Washington to sort that out. And the early indications are that the IMF will be funded by issuing bonds sold to high-saving nations. If this is true, it's a victory for the developing world and a defeat for the U.S. and Europe. The U.S. and Europe were both pushing for a direct cash injection funding method. In other words, they wanted China, Russia, Brazil, and India to use their foreign currency reserves to fund the IMF.

But the BRICs batted that proposal away. So now the IMF plans to sell around $500 billion in bonds. They will be denominated in the quasi- currency the fund uses internally (the special drawing rights, or SDR that both Russia and China have floated as a possible new global reserve currency).

How the bonds actually work still has to be sorted out. But the internal logic of the whole arrangement is now clear: creditors hold the whip hand. Debtors are going to get whipped. The balance of power in the global economy is clearly shifting from the borrowers and spenders towards the savers and producers. Advantage BRICs.

Disadvantage Gordon Brown and Barack Obama and probably Kevin Rudd too. With the existing debt-to-GDP ratios in Britain and the U.K., we reckon it is going to be impossible to fund further expansions of financial bailout programs and welfare state programs without much higher interest rates (borrowing costs).

You can avoid the borrowing problem for a while by soaking the rich with higher taxes. You might also use climate change hysteria to tax carbon (really an indirect tax on consumers). If both happen this year and the result will be even more rapid economic contraction. They will be this Depression's equivalent of Smoot-Hawley: exactly the wrong thing to do, done at the worst possible time.

Of course the easy out, we feel obliged to point out, is not to borrow the money at all or tax it from your citizens. You could just print it instead. But this tends to unleash hyperinflationary pressures which also tend to destabilize civil society. It's better to avoid this if you can.

Either way, there is no avoiding the reckoning. Right now, you could make a compelling argument that the value of credit-backed assets is falling so fast that government steps to prop them up simply won't (or can't) work. Credit deflation rules the day. The formidable fiscal and monetary stimulus measures are disappearing in the maw of asset deflation while the world goes broke trying to prevent it.

If this is right, and it's something investors take the time to notice, hot stocks are going to make lower lows again. A lot lower.

Your 401(k) Can't Save You, Plan B Retirement Library

Over 60% of Americans rely on their 401(k) plans for retirement. Many - some of our dear readers included - have seen their accounts lopped in half, with little time left to make up the lost ground.

In fact, the Wall Street Journal recently reported that our current credit crunch has already wiped out $2 trillion in 401(k) accounts - with more slippage to come.

Clearly, the "old way" of planning for your retirement just isn't going to do the trick. If you plan on retiring in a reasonable amount of time - and still hope to have some wealth left for your children or grandchildren, it's time to turn to Plan B...specifically, "Plan B Pensions."

How to Legally Force American Biggest Companies To Send You a Retirement "Paycheck" Every Two Weeks

No, I can't show you how to make the sleazebags responsible for this mess pay you back directly for the damage they've caused.

And the billions Washington hands out these days?

Forget about it. It was never intended for you.

However, what I can do over the next few minutes is show you "another" way.

I call it the "Plan B" strategy.

How does it work?

Suppose you could collect up to $120,000 or more in work-free "paychecks" per year, every single year... for the rest of your life.

On average, you could get these checks every 12 days.

For as long as you need them... at any age.

And you can even pass this steady stream of annual cash on to your spouse, your children, even your grandchildren. In fact many of America's richest families already do exactly that.

Wouldn't that go a long way toward helping you forget about the special treatment those Wall Street jerks are lapping up, right about now?

And here's the thing... even though this is easy to do... so few people know about this right now. Although I'm willing to bet that's about to change, and quickly...

The Best "Little-Talked-About" Lifetime Income Secret I've Ever Come Across

Let me start by saying that, even though we're smack in the middle of the most devastating market shakedown since the 1930s, this is easily the best time in history for you to hear about this "little-talked-about" secret.

How so?

For one thing, these "Plan B Pensions" I'd like to reveal to you have a long and proven track record over time. But even little-known ability to completely outclass conventional fixed-benefit pension plans.

Just take a look at the comparison in this chart...

As you can see, "Plan B Pensions" give you many, many times more options for rebalancing your portfolio in a shifting market than you'll see in either the classic plans or more modern versions, like the 401(k) approach.

What's more, unlike those better-known approaches, with a "Plan B Pension," you'll never butt your head against age limits, withdrawal penalties or participation restrictions.

It's also automatic.

Once you set up your "Plan B Pension," it starts running itself.

What else? Even now... you can start getting your income "paychecks" doing this as often as every 12 days, starting with the next payout date on March 14, 2009.

In fact, in the free copy of The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life I'll send you, I can show you six different "Plan B Pension" programs you're invited to join right now.

I'm not personally affiliated with any of them. But after a lot of research and analysis ― all of which I'll share with you ― these six moves are easily the best "Plan B" opportunities you'll find on the market today.

And by the way, you don't need a lot of money to get started.

You can start some of these "Plan B Pension" programs with as little as $10.

How does that sound?

And once you're set up, you could collect as many as 38 "Plan B Pension paychecks" over the next 12 months alone... with more of the same every year to come.

The checks keep coming for as long as you need them.

You can even get "matched" gains with these plans... much like a typical 401(k) plan... but without having to work a single day for the companies that will pay into your account.

Some of these "plans" even reward you with fat discounts on the top stocks you've chosen, well below what others pay to own the same shares on the open market.

In itself, that's like getting an instant gain on the day you buy shares. It's also a special "perk" reserved only for members of these "plans."

What's more...

You Can Collect "Plan B Pension" Checks as Often as Every 12 Days

Even if you just stick with the six "Plan B Pension" opportunities I'll reveal to you... over the next five minutes... that alone could start you off with checks as frequent as every 12 days.

Let me show you more of these opportunities and you could start collecting even more often... and with even greater results. I'm ready to give you my research right now.

In fact, I'll send you the details on the six "Plan B Pension" moves I just mentioned at no charge. Just as soon as you give me your permission. Details on that in just a moment.

But first, let's take an even closer look at how doing this ― using a "Plan B Pension" ― can give anyone an advantage of the much more common moves most of us are used to.

Take, for instance, the classic "defined-benefit" pension plan.

You know how these work. Or at least, you do if you've got a good memory. Because, you see, these same classic company pensions ― given out like golden parachutes to parents and grandparents ― have all but disappeared today.

In just the 10 years from 1994�2004, the total number of defined-benefit pension plans fell by half ― from 59,000 to just 28,000. Today that number is even lower, with more old-school pensions set to get wiped out over the rest of 2009.

The idea of getting a "fixed-benefit" check for life was great. But a benefit that disappears when you need it is no benefit at all! Anyone who worked years for the promise of a classic pension got rooked. And now a lot of these people face hard times ahead.

The same is true if you were "duped" into accepting the modern-day alternative, the so-called 401(k). You know these plans all too well, I'm sure.

About 30 years ago, companies came up with 401(k) plans because they seemed like a great way to slash exposure to classic pension obligations... while giving employees a chance to manage their own retirements.

Guess what happened.

Today, top economists are calling 401(k) plans a "failed experiment." And The Wall Street Journal recently reported that today's credit crunch has already wiped out over $2 trillion in these 401(k) accounts alone ― with more big slippage to come!

Over 60% of Americans depend on 401(k) plans for retirement. Many have seen them lopped in half, with little time left to make up the lost ground.

What's more, with these more common kinds of plans, you can easily get stuck putting your eggs in only one basket, if you've worked with only one employer. Or two or three, at the most, if you've put in the years at more than one job.

That's not at all the case with a "Plan B Pension."

First of all, "Plan B Pensions" can move with you the day you get started. They're yours to control and yours to draw from whenever and wherever you like. You control the size of the checks. You control how many you get. You control how fast the wealth pile grows.

With no limits based on your age, whom you work for or how many of these programs you'd like to tap at one time. There are over 1,020 of these "Plan B Pension" plans in America.

You can enroll in as many of them as you like.

All at once or switching between them until you find ones you prefer.

It's literally up to you. And I can help you choose the best possible ones to follow, starting with the six "Plan B Pension" opportunities I'm ready to name for you at the end of this letter.

You can collect "retirement paychecks" not just from one company... but from as many companies as you like... even the ones you've never worked for a single day in your life.

This is a "work-free" strategy. Except for the work you'll do to set it up ― which is only about as much as it takes to set up a bank account.

It's really that simple. Even though doing this now could give you astounding, life-lasting results.

Here's something else...

How "Plan B Pensions" Can Double Your Wealth

Forbes reported a study...

In other words, "Plan B Pension" helped double the size of those gains over time.

Despite the '87 market bust... the S&L banking crisis and first Bush recession... the currency crash of '97 and the dot-com bubble... Sept. 11 and the start of this most recent real estate bust...

What's more, the best of these "Plan B Pension" programs just keep on paying straight through the current credit crunch. With checks that could be landing in your accounts right now.

And unlike typical pensions or 401(k)s, "Plan B Pensions" don't quit working for you when you retire. That is, you can keep putting money in and taking it out as you like.

Growing it, tweaking it, even spending it... as you see fit.

There's no penalty for early withdrawal.

And no age or employment restriction when you get in or out.

Start now, and even with just the six special moves I've promised to show you, you can already start collecting a "Plan B Pension" payout as often as every 12 days.

Plus, with many of these "Plan B Pension" plans, you can also...

Collect an Instant "Matching" Bonus With Each Payout

One big draw on 401(k) programs is supposed to be the "matching" dollars some companies throw in when employees use the plans to set money aside.

When it works, it's a great benefit. But right now, cash-strapped companies have started slashing those "matching" benefits too. Again, a benefit you don't get... is no benefit at all.

The thing is, "Plan B Pensions" also offer your own kind of "matching." Because many of the 1,020 "plans" you can choose from "match" your gains by as much as 10%... with each regular payout.

This can be like "free money"... piled up on top of what you're already making.

Why would any "Plan B Pension" operator want to give you a bonus out his own pocket? Simple. When you participate in these "plans," the companies that back them get lots of benefits too.

A more stable share price. Long-term shareholder loyalty. A reliable pool of capital. A blue-chip reputation and market respectability. The list could go on.

And in exchange for that loyalty and stability... especially when we're looking at unpredictable markets that could last for years to come... they're willing to pay out of their massive, tucked-away cash piles to "thank" you for staying on board.

Maybe you're thinking only a few lucky insiders or elite market players can wiggle their way onto these "Plan B Pension" payrolls. But anyone can do this. Just by taking the steps I'll show you to get on board.

It works at any age or income level. With starting amounts as little as $10. And work-free, meaning you don't have to work for or even be directly associated with any of these companies in any other way to participate.

Some Americans quietly use this "personal pension" to beef up the regular retirement pensions they already collect... others use it to quit working and retire well before 65... still more use it to replace typical sponsored retirement strategies completely, while "personal pension" incomes as high as $120,000 and higher... for as long as they desire.

Kim Kundra collected $11,611 in one month. And the same again 30 days later. And then two checks, each for nearly $12,000 over the next eight weeks after that.

Gary Malina's "personal pension" so far placed checks worth $22,919 into his account ― not once but twice this year, along with at least two more checks, each worth more than $21,500.

Paul Meure's last monthly "personal pension paycheck" gave him $16,074.

As of October, just one of the companies in Mike Pressman's "personal pension" had already paid him $65,269.

Larry Piero's latest "personal pension paycheck" clocked in at just under $26,993. And that's only one of several he'll collect this year.

John Harrington just collected $16,336 on one of his "personal pension paychecks." Tom Skane took in $33,920 all in one go. And Gerald Amoss clocked in with $42,052.

And in each case, these amounts are just a small glimpse of the totals they'll collect this year... even after everything that's already happened on Wall Street.

There's zero limit on how many of these income streams you lock in at once...

Two, three... a dozen.

It's really up to you to mix and match them to your liking. And the door is open to you, once you know how to enroll. Get set up now and you could start receiving checks immediately.

(For the six opportunities I'll show you, that next payout date is March 14, 2009).

The Ultimate Retirement Recovery Plan

Before you start jumping to conclusions, don't think that "Plan B Pensions" have anything to do with the risky bond investing or measly T-Bill returns.

Nor do I want you to get it into your head that we're talking about tinkering with money markets, low-paying CDs, risking options, or questionable insurance annuity strategies.

"Plan B Pensions" have nothing to do with these.

Instead, you're looking at more than 1,020 of these special "Plan B Pension" ways to directly draw income "paychecks" with the blessing of some of the biggest, most cash-rich and reliable companies in America. And over 600 of these dividend-compounding programs can also offer you the accelerated "instant matching" gains we've talked about.

Sure, not all "Plan B Pension" opportunities are right for everybody.

That's why I want to help you get started by sending you my full research on the six carefully selected "Plan B" moves that I've mentioned. You'll find all six detailed in my new report, called The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life.

This is just one of the three reports you'll find in the full "Plan B Retirement Library" I want to send you. The whole set is yours right now, at no charge. I'm offering it to you free.

Just tell me where you'd like it mailed... or even better, follow the simple steps at the end of this letter so you can download it immediately, minutes from right now.

The first payout you can qualify for is due to come out very soon, and you can keep on drawing more checks as quickly as every 12 days after that, on average.

All told, the moves you'll read about in the report can total up to 38 checks this year... and each year that you decide to continue with what you'll read in my report.

Based on what I'll show you, you can do this without big risks. Without losing sleep over Wall Street catastrophes. Without giving yourself over to failed government retirement programs. And without breaking any rules or stepping on anybody's toes.

The companies who want to pay you are just as eager for you to do this as you are to try it. And everything you need to decide for yourself, you'll find in your free copy of The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life.

I'll show you how to send for it in just a moment.

But first...

The Lifelong Income Secret That Couldn't Have Come at a Better Time

If you still think the "old school" plans will still deliver on their promises, just take another look at the wasted landscape of today's American financial scene...

Across America, thousands of old school pensions have gone belly up. And the Pension Benefit Guaranty Corp ― the government agency that insures those retirements ― has already slipped over $14 billion in the red. And this was before the stock market plunged!

401(k) plans, of course, aren't insured at all. With more than $2 trillion in those retirement accounts already gone, it's not looking good. That money could simply be erased forever.

Meanwhile, D.C. bureaucrats continue to blow hundreds of billions more on one ill-planned bailout after another... while decimating the future spending power of every nickel you set aside.

Ten years from today, every $100k you have saved could only get you as little as $35,859 buys today... and in twice that time, it could be worth as little as $12,859 is today. Without a matching rise in Social Security payouts.

Dignified health care? Forget about it. Luxurious retirement vacations? Beach houses? Big graduation blowouts for the grandkids? Millions of Americans will be lucky if they can go to the grocery store without clutching a calculator in their hands.

Over the last 100 years, our own government has stolen more than 95.2 cents of purchasing power out of every dollar... just to fund their own waste... and that's quickly made a long healthy retirement a liability in America!

The financial statements you don't want to open... the pile of backed-up credit card bills... wrecked housing values and disappearing jobs... impossible healthcare...

Even before the latest financial crisis, millions of Americans didn't even have a "Plan A" for retirement... let alone a "Plan B." The retirement savings of a typical Boomer, for instance, totals just $38,000.

That's everything, even Social Security.

Even Boomers with money in 401(k) type plans have just $88,000 set aside... not enough to generate more than $5,000 per year once they stop working.

Could you live on $5,000 a year?

But let's assume you're one of those smart individuals who did get ready. You started early. And you put your eggs where everybody said they would do just fine.

Energy. China. Index funds.

Only to see much of those short-term gains evaporate. Along with the equity you counted on in your house. Now that's gone too. College funds? Retirement funds? Pummeled beyond recognition... if not gone completely.

My point is this...

If you want security without sacrifice... if you need the income you counted on and then some... if you were counting on living at least as well as you do now, if not better... and if you want to have a prayer of leaving something for your grandchildren...

Then you can't count on anybody else.

You need another way to win back your financial security.

And I can't think of a smarter, better way for you to do this than by tapping into the power of "Plan B Pensions." Sooner rather than later. And you can do this easily, starting with the six moves you'll find in your free copy of The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life.

Once you've had a chance to look that over, dig into the rest of the three free reports I want to send you in my new "Plan B Retirement Library."

This entire set is also yours at no charge. And I'd love to get it into your hands, as quickly as possible, because I'm that eager for you to discover the rest of what you'll find inside...

The Quick Retirement "Catch-up" Strategy Everybody Is Talking About

Doing what I'll show you is easy.

In fact, it's automatic.

You just set it up and the checks start coming. One after another, with a check arriving every 12 days on average ― for up to 38 checks just in the next 12 months.

But what I find even better is the opportunity this will give you to pile up even more "future" wealth too. Especially once you factor in the combined growth and instant "matching" gains we've already talked about.

Take a look at this chart...

As you can see, a regular interest-paying account can take $10,000 and more than double it. But it would take close to 30 years. Too long for even someone who starts early.

You'd get a slightly better result if you put that same $10,000 in an account that compounds the interest. After the same period, you'd have over four times your money ― $10,000 growing into $41,161.

But let's suppose you were to take a "Plan B Pension" approach.

All other things being equal ― but with the steadily growing payouts we talked about ― the "Plan B Pension" strategy could turn that $10,000 into more than $5.4 million.

I don't have to tell you that smashes the results on the more boring moves. But in case you don't feel like doing the math... that's a showing of more than 132 times better!

How Does Turning $10,000 Into $5.4 Million Sound?

What happens as the base size of your wealth grows, inside of the "Plan B Pension?" Naturally, the already large income stream ― that is, each individual cash payout ― gets larger too.

It's like packing 35 years of retirement planning... into just a few years.

I lay it all out for you in the "Plan B Retirement Library" I'll send. But before I show you how to download this library of three reports, let me just run through what we're looking at so far...

"Plan B Pensions" let you "catch up" quickly, even after years of no savings

They're perfectly legal, even encouraged by America's best companies

There's no limit on how many of these income streams you're entitled to

You get to decide exactly how big you want your regular "paychecks" to be

You even decide how often and how many of these checks you'll receive

This "plan" pays you cash right now ― without touching your principal

Even in a falling market, you can use this to fill your bank account

There are no brokers or managers to go through (and no commissions)

You do this without options, insurance annuities, or low-paying money markets

You'll use, instead, a strategy preferred by countless millionaires

You can get unique "instant matching" gains with each payout

With this, your cash payouts grow over time, even if you don't put in another dime

On top of the income, it's also one of the smartest ways to grow long-term wealth

It's completely automatic ― you just set it up once and it runs itself, cranking out your checks

Market experts agree: "Plan B Pensions" are among the safest moves ever devised

Done right, you can even collect all or part of your payouts "tax-free" ― and I explain how in your free special reports.

As I said, there are over 1,020 of these special "plans" offered nationwide.

And more than 600 of them can offer you the sped-up "matching" gains I mentioned.

The sky's the limit on how many of these you lock into. Start collecting as many of these checks, in amounts only you help control, at any age and for as long as you like.

Without raising a single eyebrow, even though this can be...

Like Sneaking Your Own Fulltime Salary From the Payrolls of America's Safest Companies

Wal-Mart, Procter & Gamble, and Johnson & Johnson… Chevron, Microsoft, and ExxonMobil… these are just a few of the well-known companies sending out "Plan B Pension" checks to individual members of their plans.

However, there are many more I can show you. Some you'll know. Others will sound new to you. But I don't pick and choose the opportunities I'll tell you about based on a popularity contest.

Rather, I use my own proprietary seven-point analysis system to find these moves.

In fact, I'm watching several that I'm ready to share with you right now.

And I'll happily share more with you as they come along.

In each case, thanks to my proprietary seven-point analysis system, I'm able to target moves that can give off steady streams of income. And quickly. In fact, these checks can start arriving in just a few days from right now ― if you act quickly ― starting with the next "Plan B Pension" payout date, March 14, 2009.

To collect, you don't have to be an employee of any of these companies.

You don't have to be an insider or sit on the company board.

You don't need to qualify according to age or employment status.

You only need to follow the simple steps ― including filling out a simple form ― which I explain to you in full in your free "Plan B Retirement Library" set of reports.

But I know what you're wondering.

Why these companies... and why now?

The Best Time for This Alternate Income Strategy in Two Decades

Before I start showing you these "Plan B" opportunities in detail, let's just pause for a second so I can put something critical into perspective ― today's gloomy financial headlines.

There's no hiding the facts...

Everything from commodities to health care has taken a beating. As I write this, the Dow is down approximately 40%. Some with just months to go before retirement have seen their market savings slashed by half or worse.

Meanwhile, we're talking over $4 trillion in U.S. home equity evaporated since 2006. And a lot more downside to go over the rest of 2009 and possibly into 2010.

Yet this same horrible market offers you and me the best investment window in nearly 20 years for the kind of "Plan B Pension" strategy. How so?

See, while most publicly-traded companies constantly hunger for new shareholders ― especially in today's massive sell-off environment ― not all companies go about getting them in the same way.

Some count only on hype, headlines, and PR. Others drum up support with "buzz" on the trading floor. But there's another class of company that takes a different approach.

Instead of hopping on the stock-market treadmill, churning through wave after wave of new investors, these smarter companies look for "owner" shareholders... individuals who believe in the company and look like they'll stick around for the long haul.

And what kinds of companies are these?

Cash-rich. Well-established. Well-positioned. Safe and fundamentally solid. In the right industries at the right time. With a long history of doing good business, doling out cash as steady dividends, taking care of customers, and looking out for their shareholders.

Now, I know what you're thinking. Bonds and many funds pay income too. And that's true. Even if bonds typically only pay twice a year. And those funds, once a year.

And lots of companies pay dividends, some very high dividends. That's true too.

In fact, maybe you're familiar with the study from Ned Davis Research showing how, from 1972 to 2006, dividend paying companies in general did two and a half times better than companies that paid no income to shareholders.

But high dividends and even some medium dividend payers can also come with hidden levels of risk. What's more, many of them don't offer the added income growth and compounding advantages of the "Plan B Pension" plans I'm telling you about today.

It's this special combination of income growth and compounding ― a step beyond just collecting stock, bond, or fund income ― that famous Wharton Professor Dr. Jeremy Siegel credits with producing a whopping 97% of all the real money made on the S&P 500.

Do most market amateurs know this? They do not.

Of course, when it comes to finding the best of these "Plan B Pension" paying companies, lots of market amateurs ― and a few of the so-called pros ― have no idea where to look.

On your own, separating the best from the worst can be work.

That's why I've developed my own carefully crafted approach...

How You Could Lock in Lifetime Income, Using My Strategic Seven-Point Filtering System

Obviously not all income-paying plans get cut from the same cloth. Not all fit the "Plan B Pension" model either. That's why I've crafted what I consider the most bulletproof filtering system for finding reliable, consistent streams of market income...

Filter #1: The Largest Income Yield That Still Makes Sense ― Really high yields can signal far too much risk. Still, you can find some fat yields right now... paid out by some of the most fundamentally solid top stocks on or off Wall Street. I don't stop looking once I find higher yields, but I certainly start there.

Filter #2: Bigger and Bigger Income Streams Over Time ― What's even better than regular "Plan B Pension" payouts? Payouts that get bigger and bigger over time. Not only because they speed up your wealth accumulation, but also because they're an excellent sign of a well-managed "Plan B" opportunity.

Filter #3: Cash Payouts Like Clockwork ― Checks that don't come aren't worth the paper they're not printed on. I stick with the "Plan B" opportunities that have a long history of paying out and paying on time. And I steer clear of those who don't.

Filter #4: Businesses Your Mother Could Love ― Short-sighted market players may have forgotten what makes for a best stock, but it's just as basic as ever ― lots of cash, very little or no debt, a steady flow of business, and low expense ratios. I don't touch anything that can't pass those benchmarks. And you shouldn't either.

Filter #5: The Right Industry For the Right Time ― Let's face it. Some top stocks work for the long term, and work hard. Others work best in some kinds of markets, and a little less than others. I don't try to time markets. But if something looks extra ripe for solid growth and can pay us cash payouts, I see no reason to hold back.

Filter #6: Payouts as Big as They're Supposed to Be ― Some kinds of "Plan B" companies will have a lot of cash to fork over to you. Others, on a percentage basis, should fork over less. It depends on the businesses they're in. If they're paying more or less than they should, that's a red flag you have to know to watch for.

Filter #7: The Absolute Best Share Price ― Even companies that can put steady cash in your pocket have a fair price. I don't recommend paying a nickel more when you don't have to.

It's no coincidence the most successful and well-known market mega-players in history favor these kinds of companies, in good markets and bad.

It's also no coincidence that right now, these companies are exactly the ones offering the biggest rewards to both new and loyal shareholders... with some of the biggest "Plan B Pension" payouts in 17 years... simply because, especially in this market, these income-payers are eager to attract the "best" kinds of shareholders possible.

It's really that simple. And I can start showing you how to find these companies right now, as soon as you're ready. With a brand new service I've just created, called the Lifetime Income Report.

This new service uses my special seven-point filtering strategy to find you the best income streams possible ― including the "Plan B Pension" payouts we've talked about.

I'd like you to be one of the first to give Lifetime Income Report a try.

To help encourage you, not only will I rush you the free "Plan B Retirement Library"... I'll guarantee your satisfaction 100%... in not just one, but three very specific ways.

"Plan B Pension" Guaranteed Opportunity #1: "Current Cash" You Can Start Spending Right Now

What's the worst part about planning for tomorrow?

Having nothing left to spend right now.

The first thing I'll start showing you in my new Lifetime Income Report service is that it's possible for you to build future wealth... and still have right-now cash... at the same time.

No more punishing early-withdrawal fees. No nasty memos from 401(k) administrators. And you don't need to wait until you're 65 to get paid. This is money you can spend today.

(With your first check arriving as soon as 12 days from right now.)

You Could Get Cash Payouts as Often as Every 12 Days

The following list shows scheduled cash payout dates, based on past results, for the six "Plan B Pension" programs I've identified for you, in the "Plan B Retirement Library" I'd love to send:

In fact, as soon as you agree to try the new Lifetime Income Report research letter... and send for the free "Plan B Retirement Library" set of bonus reports... you'll find included a second report called, Income You Can Count On.

This is your instant primer to everything we'll do together, giving you a chance to piece together a whole fortress of income-driven financial security... while still tapping a stream of immediate cash income.

One of the first things I'll walk you through is what I call my "Current Cash" portfolio.

This is where I track income streams specifically designed to pay the largest possible immediate "Plan B" payouts. We'll use this portfolio to target faster growth and bigger income, right out of the gate.

This is the "right now" part of the program you'll discover just as soon as you send for your FREE "Plan B Retirement Library"... and your "100% Triple-Guaranteed" trial issues of the Lifetime Income Report.

But it gets even better...

"Plan B Pension" Guaranteed Opportunity #2: Self-Renewing Wealth, Even in Flat Markets

Have you ever noticed that some people just work too hard to get rich?

Think about it.

The wealthiest American families... the multi-millionaires and billionaires who hit the headlines... don't really work that much harder or longer than you.

Some even seem to get wealthier... doing nothing.

Except maybe letting their money make more money, all by itself.

How do they do it?

The thing is, using the secrets I'll show you in your FREE "Plan B Retirement Library" and in first issues of my new Lifetime Income Report research letter... you see how you too could also collect similar kinds of "no show" wealth.

Just like those wealth insiders.

Collect in your sleep. Collect long after you've retired. Collect from the front porch of your house on the beach... or the deck of your new sailboat or fishing cruiser.

How many times have you heard of someone who "sits on the board" of a half-dozen companies, raking in best stock option riches while he trolls the golf courses and knocks back champagne at top clubs and restaurants?

The simple strategy you'll find in your FREE reports and first issues shows you the simple formula for putting together as many multiple work-free "paychecks." Allowing you, too, to pile up lots of money that works so you don't have to...

Wealth That Never Retires

I call this kind of self-growing wealth "Legacy Income"...

In each issue of your trial subscription to the new Lifetime Income Report you'll find a second "Legacy Income" portfolio, designed to help you load up on this kind of wealth that can automatically continue to grow.

And no, don't think I'm just talking about the miracle of compound interest. That's an extremely powerful tool. But this is better. And it can work for you, much faster.

Einstein may have called compound interest "the most powerful force in the Universe"... but this is like compound interest on steroids.

And my new Lifetime Income Report will make it simple for you to learn how it works, should you choose to try this yourself.

Not just with how to collect this kind of "Legacy Income" over time... or the "Current Cash" we talked about... but also in a third way, with something I can only call "Special Income."

"Plan B Pension" Guaranteed Opportunity #3: "Special Income" Others Leave On The Table

What's "Special Income?"

It's the pile of income payouts other investors simply leave on the table.

These little-talked-about income payout opportunities don't come on a schedule. You won't read about them much in the paper either, until they're already doled out and it's too late to collect.

But when you can tap these "special income" opportunities... it can be like getting a surprise windfall... a bonus... even a check from a wealthy relative or a fat premium on the sale of a big asset, like a luxury car or investment property.

The companies that offer you this special kind of income usually get the money themselves from winning a piece of corporate litigation, making a major sale, having an especially good financial quarter, and so on... in an unexpected glut of cash.

Naturally "special income" opportunities are harder to spot.

But then, there's that old saying... "It's amazing how lucky I get when I work 16 hours a day."

In other words, to catch a fat "special income" payout, you need to stand in the right place at the right time. But if you let me do the research work for you, there's a good chance I can show you where to stand.

The third portfolio you'll find when you try my brand new Lifetime Income Report service is what I call our "Special Income Portfolio"... and it's where I'll line up "special income" opportunities on the brink of spilling cash into shareholder accounts.

That's three different kinds of potential lifetime income I can start revealing to you immediately, the moment you let me know you're ready to get started.

From the short to long term.

And only the highest quality opportunities I can find...

My Six Favorite "Plan B Pension" Income Streams Right Now

You'll find my six favorite "Plan B Pension" payout programs right now... in your free copy of The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life.

This free report is just one of the three reports included with your instant "Plan B Retirement Library" bonus. And it's yours at no charge whatsoever, the moment you accept my invitation.

Here's a small taste of the kinds of wealth moves you'll find inside...

A North Carolina based "Plan B Pension" plan that's increased the size of its cash payouts to members every year since 1978 ― that's 30 years straight ― and that doesn't include the instant 5% gain you could make every time you use their zero-fee plan to pick up more shares

Easily the most popular "Plan B Pension" opportunity in America, this 39-year old company has sent its members cash "paychecks" each of the 458 months in a row… and they've bumped up the amount in those checks 51 times since 1994

A "Plan B Pension" plan that's handed out cash payouts to its members steadily every year for the last 38 years straight. And backed by a business that couldn't be safer, because they dominate 75% of the massive, worldwide market for the household product they make

A "Plan B Pension" plan that the London Financial Times is calling a kind of safe haven in the latest global financial storm. This one plan has steadily doled out bigger and bigger cash payouts to members, every year since 1997

A major play on the Brazil boom, with a "Plan B Pension" plan that could give you nearly double-digit income, with the safety of a solid energy company. This could easily be a way to pick streams of steady cash you can spend as you like

A "Plan B Pension" play so popular, it has over $3.8 billion in the program and offers regular cash payouts that are already 16% larger than they were in October of last year… for a total of nearly 12% payouts on every dollar you put in the program, regularly paid to your account.

Again, all six of these are fully detailed in your free copy of The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life ― which you're welcome to download or have mailed to you, the moment you sign on.

I can't wait for you to try this for yourself.

The Simple Secret That Could Pay Your Retirement Millions

Of course, you don't need to wait until you get your free reports to see the evidence behind this approach. For instance, let's say you had used the "Plan B Pension" strategy to pick up 160 shares of Pepsi in 1980.

It would have cost you $4,000.

However, that amount would have automatically grown to over $300,000 by 2004, without you investing another penny. Not bad?

Now let's try the same with Philip Morris... starting with the same dollar amount, which would have amounted to 58 shares. By the time you'd finished, your $4,000 would have ballooned to nearly $600,000... and over 4,300 shares.

Without you putting in an extra nickel.

Here's another one. Say you put $5,000 into a company called Terra Nitrogen in 2003. That's 1,136 shares at the then-price of $4.40 per share. Today the share price has exploded to $110 per share. Pretty good. But the "Plan B Pension" income on top of that could have exploded your $5,000 into $151,026 in just five years.

Like I said, it's an almost perfect self-growing cycle.

Like a tree that waters and fertilizes itself.

Take a look at a few more...

One of the moves I've tracked since Jan. 2005 would have grown every dollar you put in 155%. Not bad. But make that same move using a "Plan B Pension" strategy and you would have more than tripled your money, for a total net gain of 244.8%. Much better

Another move I'm tracking has already issued enough "Plan B Pension" income checks... from 2003 until now... to cover double what it might have cost to get in... plus the shares in this one plan alone, over that same time period, also shot up another 329%. Even now, I see this as a steady income-payer for years to come

One more of the many possible "Plan B Pensions" I've just tracked has cranked up the size of the income it pays out with every single check, steadily for the last 10 years... already, had you started getting your checks in 1998, you'd collect nearly 40% more per check right now, above what you earned when just getting started. It's like getting an automatic pay raise that you don't have to lift a finger to earn.

Over the last 80 years, regular hot stocks could have turned $10,000 into about $1,013,000. Fold in the kind of income that you can get with these kinds of "Plan B Pensions" and $10,000 grows to a dazzling $24,113,000.

And that includes results in all kinds of markets.

The Only Money Strategy That "Works" In Good Times or Bad

One study shows "Plan B Pension" companies can consistently double the gains other individuals get following the S&P 500 alone.

And not just in the "best" years, but over the period between 1970 and 2005... which included at least seven bear markets... a half-dozen wars and minor military skirmishes... on-again-off-again energy crises... countless rate hikes... and piles of political scandal...

In a down market, you'll see the market flock to "Plan B Pension" companies for cash. In up markets, "Plan B Pension" companies have even bigger cash piles to divvy up.

Even in a flat market, you can do well with a "Plan B Pension"... because it's the one way you can be sure that no matter what happens, you qualify to get paid.

Just looking at the last two decades, the kinds of moves you'll make with the "Plan B Pension" approach accounted for more than half of the total return on the S&P 500.

This is the best way to reward steady, cool-headed market players I know of.

And yet...

You'd Be Stunned to Discover How Many Americans Miss Out on This Simple, Wealth-Boosting Step

This is so easy to set up, you'd be shocked to find out how many Americans don't ever discover how to put "Plan B Pensions" to work. But don't let that stop you from getting started.

Send for your free "Plan B Retirement Library" reports.

Look over your first issues of the Lifetime Income Report.

You'll see how this can work for you automatically, in a self-growing cycle of income. And likewise, how you can also use this approach to tap a stream of "right now" cash.

Your first check could arrive within days of right now ― the next payout date as I write this is March 14, 2009 ― followed by as many as 38 checks, each and every year you decide to stick with this "Plan B Pension" strategy.

That's just the beginning.

Because you'll find even more of these opportunities... and others like them... as you dig into your introductory "100% Triple-Guaranteed" trial subscription to the Lifetime Income Report.

I hope you see why you need to seize this opportunity.

But just so we're clear on what you'd be giving up...

Let's Run Through All This One More Time

Everything you need will start arriving immediately.

First I'll rush you your FREE "Plan B Retirement Library," which gives you three full and detailed new research reports on how to get started immediately on collecting and building these endless streams of "Plan B Pension" income, including...

FREE "Plan B Pension" Payout Gift #1:
"Income You Can Count On"

This is your full start-up guide to "Plan B Pensions" and other key kinds of work-free income. You'll discover exactly how this strategy works, how to set up one of these lifelong income streams in as little as 10 minutes, and how doing this can give you both cash right now and cash you can set aside for the future. (Worth $49, Yours FREE w/ Your Trial Subscription.)

FREE "Plan B Pension" Payout Gift #2:
"Let Your Money Work For You: The Smart
Investor's Secret Trick to Retiring With Millions"

If you've ever wondered how "PWM" (People With Money) seem to get even richer while they sleep, you'll love discovering this technique. Anyone can do it, even without a fortune to start. It's automatic. And it's deceptively simple. Maybe you know a little about it already, but there's more I'm sure you don't. Find the full details in this second special new report. (Worth $49, Yours FREE w/ Your Trial Subscription.)

FREE "Plan B Pension" Payout Gift #3:
"The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life"

When we first started pulling together this special invitation, I already had three of these unique "Plan B Pension" opportunities set aside for you to review. Since then, we found more... stopped the presses... and now you're getting all six of my latest, favorite new income-expanding picks. You'll want to jump on these now while you can get in at the best possible moment. Find all six steadily paying plays in this third special report. (Worth $49, Yours FREE w/ Your Trial Subscription.)

That's a total of $147 in special research reports... yours FREE.

And yours to keep, even if you cancel your trial subscription.

Download this full set of free reports immediately, and I'll also drop them in the mail for you. And of course, you'll also receive...

Your Own Private Lifetime Income Password ― I'll immediately see to it that you get your private password to our brand new, members-only Lifetime Income Report website, where you can download past issues, pick up regular updates, and track our three special income portfolios around the clock.

Members-Only "Flash Alerts" To Make Sure You Don't Miss a Thing ― As part of your subscription, you'll immediately qualify for flash e-alerts that will keep you up to date on anything that impacts the plays in our three special portfolios. This way, you won't miss a beat between issues.

My Brand New Research Service, the Lifetime Income Report ― The crown jewel of this whole invitation, of course, is the never-before-offered Lifetime Income Report... where you'll find your pick of powerful streams of "work-free" income. Every issue names my latest recommendations, reveals my full research, and shows you exactly how to proceed. Plus, I'll always tell you exactly what's happening in the portfolios, from how to pick up piles of "current cash" payouts to how to continue to build your own steady stream of "legacy income." You'll find everything you need, month after month.

And last but not least, you'll receive the legendary Daily Reckoning e-letter ― now in its 10th year ― delivered right to your inbox. You'll also get the paid members-only Executive Series, which includes The 5 Min. Forecast and The Rude Awakening, two exclusive e-letters with specific ideas on how to make more money today.

I know of no better way to have income now while still preserving your financial security... that's what you'll experience when you give the Lifetime Income Report a try.

This is the best possible thing you can do with your money.

Not just right now, but in any market.

And getting started right now couldn't be easier...

Just 27 Cents Per Day, For a Potential Lifetime of Income

With your "Plan B Retirement Library" alone... you're already getting almost $150 in free research reports... that could be worth many times more, even with your first payout check.

And with the private members-only website... plus the flash alerts... and the trial issues of the Lifetime Income Report... let's just say that my publisher usually likes to charge as much as $199 a year for this kind of thing.

And even at that price, I'd say that's an enormous value.

But here's the deal. I know this service is new. And I know you like to make your choices wisely... so here's what I've arranged: if you cover the first half of your trial subscription, I'll cover the second half.

In other words, to accept this special "early subscriber" invitation, you'll pay just $99 ― half of my publisher's preferred price ― for a full 12-month trial subscription to my brand new Lifetime Income Report research letter.

That works out to just 27 cents a day.

For research that could quickly put thousands of extra dollars in pocket... money every month... not to mention up to 38 "Plan B Pension" payout checks this year alone...plus the potential for several hundred thousand dollars added to your retirement nest down the road.

Doesn't that sound like a fair invitation?

Naturally, either way everything I mentioned above is included. And all three special reports in your "Plan B Retirement Library" are yours to keep. No matter what.

Triple-Guaranteed Satisfaction... Or All This is Yours Free!

Just in case you still have any doubts, see if this helps you decide...

Send for the three reports in my "Plan B Retirement Library"... plus a full subscription to my brand new research letter, the Lifetime Income Report. Soak up the easy recommendations.

Promise #1: If you don't discover how to start collecting cash payouts within weeks of getting started... cancel and you'll immediately get a full refund.

Promise #2: If I don't show you how to lock in instant "Plan B Pension" gains on every payout you receive from the companies I'll name... plus how to use this to build long term wealth... cancel and still get a full refund.

Promise #3: Even if we get to your last issue of your full subscription, if you decide I just haven't done all that I've promised to help you find these kinds of special payouts... you can still cancel and get a full refund, despite the late date.

No matter what, you'll keep everything.

This is a "lifetime" guarantee.

That is, you have the full length of your subscription to look everything over.

If the Lifetime Income Report isn't everything I've said it was, tell me and I'll send you a refund to cover your no-risk trial subscription.

You'll pay nothing and still keep everything.

Doesn't that sound fair? I hope so. Because this is one of the most airtight and generous guarantees around. I believe that much in what I'm about to send.

Of course, you can look everything over and decide for yourself.

Just let me hear from you soon, before the next payout date ― March 14, 2009 ― comes and goes.

Use the button below to let me know what you want to do.